Data Privacy Policy
Introduction
M.J. Okeke & Company (“Company,” “we,” “us,” or “our”) values the trust you place in us and is committed to safeguarding your privacy. This Data Privacy Policy (“Policy”) explains how we collect, use, disclose, transfer, and store your personal data in compliance with applicable laws and regulatory requirements.
Scope
This Policy applies to all personal data collected or processed by the Company through its website, applications, products, services, or any offline interactions.
Definitions
- Personal Data: Any information relating to an identified or identifiable individual.
- Processing: Any operation performed on Personal Data, whether automated or manual, including collection, recording, organization, structuring, storage, adaptation, retrieval, consultation, use, disclosure, transmission, erasure, or destruction.
Data We Collect
- Information You Provide: Name, email address, postal address, telephone number, billing information, and any other data you choose to furnish.
- Automatically Collected Information: IP address, device identifiers, browser type, operating system, access times, referring website addresses, and usage data via cookies and similar technologies.
Data Processing
Purposes of Processing
We process your Personal Data to:
- Deliver, operate, and enhance our products and services;
- Process payments, invoices, and other financial transactions;
- Communicate announcements, updates, marketing communications, and customer support;
- Ensure compliance with legal, regulatory, and contractual obligations;
- Protect the rights, property, or safety of the Company, its users, or the public.
Legal Bases for Processing
Where applicable, we rely on one or more of the following legal bases to process your Personal Data:
- Consent: You have provided clear and explicit consent for one or more specific processing purposes.
- Contractual Necessity: Processing is necessary to fulfill our contractual obligations with you.
- Legal Obligation: Processing is required to comply with applicable laws, regulations, or court orders.
- Legitimate Interests: Processing is necessary for our legitimate business interests, provided such interests are not overridden by your rights and freedoms.
Data Sharing and Disclosure
We may share Personal Data with:
- Service Providers: Third-party vendors under contract to perform services such as payment processing, data hosting, customer support..
- Affiliates and Subsidiaries: For purposes consistent with this Policy.
- Legal and Regulatory Authorities: When required by law, regulation, legal process, or to protect the Company’s rights and interests.
Retaining your information
Data Retention
We retain your Personal Data only for as long as necessary to fulfill the purposes outlined in this Policy or as required by law. Upon expiration of the retention period, we securely delete or anonymize your data.
Your Rights
Subject to applicable law, you may have the right to:
- Access, correct, update, or request deletion of your Personal Data;
- Restrict or object to processing;
- Withdraw consent at any time, without affecting the lawfulness of processing based on consent before withdrawal;
- Lodge a complaint with a supervisory authority.
Security Measures
We employ administrative, technical, and physical safeguards designed to protect your Personal Data against unauthorized access, disclosure, alteration, or destruction.
Children’s Privacy
Our products and services are not intended for individuals under the age of 16. We do not knowingly collect Personal Data from minors.
Policy Updates
We reserve the right to modify this Policy at any time. We will notify you of material changes by posting an updated Policy.
Compliance & cooperation with regulators
We regularly review this Privacy Policy and make sure that we process your information in ways that comply with it.